Privacy Policy

Future Plans | www.futureplansnow.com

Effective date: October 27, 2026

1. Who We Are

Future Plans ("Future Plans," "we," "us," or "our") is an independent insurance agency offering property and casualty, life and annuity insurance products. This Privacy Policy explains how we collect, use, share and protect information when you visit www.futureplansnow.com (the "Site"), contact us, request a quote, or communicate with us by phone, email or text message.

2. Information We Collect

We collect information you provide directly to us and information collected automatically when you use the Site.

Contact information, such as your name, mailing address, email address and phone number.

Insurance information you choose to provide to request a quote or service, such as property details, vehicle details, date of birth, household information, current coverage and claims history.

Communications you send us, including emails, call notes and text messages.

Technical information, such as IP address, browser type, device information, pages viewed and referring websites, collected through cookies and similar technologies.

3. How We Use Information

To respond to your inquiries and provide insurance quotes, applications and policy service.

To submit information to insurance carriers, wholesalers and other parties as needed to quote, place or service your coverage, at your request.

To send you appointment reminders, policy and service updates, and other communications you have requested, including by text message where you have opted in.

To operate, maintain and improve the Site.

To comply with legal, regulatory and licensing obligations, and to prevent fraud.

4. How We Share Information

We do not sell your personal information. We share information only as needed to provide our services or as required by law, including with:

Insurance carriers, managing general agents, wholesalers and rating platforms, to quote, place and service your coverage.

Service providers who help us operate our business (such as email, phone, text messaging, website hosting and agency management systems), who may use the information only to perform services for us.

Government authorities or other parties when required by law, regulation, subpoena or court order, or to protect our rights.

5. Text Messaging (SMS/MMS)

If you opt in to receive text messages from Future Plans, we use your mobile number to send the messages you have requested, such as appointment reminders, quote and policy updates, and customer service communications. You can opt out at any time by replying STOP, and you can reply HELP for assistance.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the stated categories in this privacy policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Frequency may vary. SMS/MMS Data rates may apply.

6. Cookies and Analytics

The Site may use cookies and similar technologies to remember your preferences and understand how visitors use the Site. You can set your browser to refuse cookies; some parts of the Site may not work properly if you do.

7. Data Security

We use reasonable administrative, technical and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Data Retention

We keep personal information for as long as needed to provide our services and to meet legal, regulatory, licensing and recordkeeping requirements applicable to insurance agencies.

9. Your Choices

You may request access to, or correction of, the personal information we hold about you by contacting us.

You may opt out of marketing emails by using the unsubscribe link in any marketing email.

You may opt out of text messages at any time by replying STOP.

10. Children's Privacy

The Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

11. Third-Party Links

The Site may link to carrier and other third-party websites. We are not responsible for the privacy practices of those websites, and we encourage you to read their privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new effective date.

13. Contact Us

If you have questions about this Privacy Policy, please contact us:

Future Plans

Website: www.futureplansnow.com

Email: brandonscott@futureplansnow.com

Phone: (404) 369-4403